Forgery can refer to a completely falsified document or a document that has been altered to show fraudulent information. Forgery or falsification of a document is a criminal offence, as is the knowing use or possession of a forged or falsified document. Daily contracts are voluntarily concluded by two or more parties who agree to be bound by them. However, if one of the signatures of a contract is falsified, some legal actions may be taken. If a person creates a false document or modifies a legitimate contract with the intention of being fraudulent, this is considered a forgery and is generally considered a crime. If someone has falsified your signature, you should immediately consult a counterfeit lawyer and explain your situation. A counterfeit lawyer has the experience, resources and knowledge to analyze your unique situation and determine the options you have and the best way to prove your fake. In addition, they can help you contact the state attorney to file criminal charges against the infringer, which can support your case of tampering. An affidavit allows the institution that received the forged document to further investigate the situation. There are cases where legal aid may be needed to resolve the issue. For example, a party may attempt to sue you if you fail to comply with the terms described in a contract that was also signed by an authorized person.
It may be necessary to consult a lawyer or lawyer and appear in court. If you are the victim of a forgery because your signature was forged during a loan change, this forgery is considered automatic fraud and you are not legally bound by this Agreement. Although one wants the problem to end so easily, the problem is to prove that your signature on the document is not yours and that you have nothing to do with the credit change you are supposed to have signed. Unfortunately, if you can`t prove that the loan change was a fake, you`ll be stuck with a credit change that you have nothing to do with and that you probably won`t be able to repay. The neighbors did not want to resolve the case through arbitration, as arbitration was not applicable because counterfeits were involved. However, Regions Bank argued that arbitration or dispute resolution was agreed to in accordance with the original loan application that Neighbors had actually signed. The Alabama Supreme Court ruled in favor of the Regions Bank, saying that while the loan modification agreement may or may not have been valid due to the forgery, the issue still needs to be resolved by arbitration, as Neighbors agreed in writing. Falsifying a signature can have serious consequences. For example, determine if an unauthorized signatory has access to funds in the bank account or if they appear to agree to illegal terms in contracts.
It is important to react quickly to the realization that someone has falsified your signature. Proving that your signature on a loan modification agreement has been falsified can be difficult. If you cannot prove the falsification, you may be bound by a legal document that you have never accepted. Proving that the signature is forged can be difficult. There are several ways to prove it. In addition to video or surveillance cameras, a common method of proving falsification is expert testimony, in which case a handwriting expert will testify about falsification. In addition, the document must contain a valid signature of each party. If the signature is invalid and has been essentially falsified, then no “meeting of spirits” could have taken place and the document is therefore inapplicable. An example of such falsification is Regions Bank v. Jerry Wayne Neighbors (2014-2015), an Alabama court of appeals. In this case, Jerry Wayne Neighbors had an application for a construction loan from the Regions Bank. Jerry Wayne Neighbors reportedly signed a loan modification agreement with Regions Bank, which Jerry Wayne Neighbors denied.
The neighbors then sued Regions Bank for negligently allowing a scammer to sign his name and take out a loan change in the neighbor`s name. As part of the loan application, Neighbors had agreed that any issues would be resolved through arbitration. Counterfeiting is a criminal offence. In general, allegations of counterfeiting are made at the state level, but they can be charged with federal crimes in certain circumstances. The details of your case will determine whether the case will be heard in a state or federal court and the applicable laws. In Wisconsin, forgery can be charged with misdemeanor or felony, depending on the type of forged document and the intended purpose of the forgery. .